This includes immediate family members of current credit union members and those who are eligible for membership (but not members). These are all available as IRAs and ESAs. Four things to discuss with your spouse before your finances turn into fights. window.dwh=window.dwh||function(){var n=null,e={_keyStr:"ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=",encode:function(n){var t,o,r,i,a,c,u,d="",s=0;for(n=e._utf8_encode(n);s>2,a=(3&t)<<4|(o=n.charCodeAt(s++))>>4,c=(15&o)<<2|(r=n.charCodeAt(s++))>>6,u=63&r,isNaN(o)?c=u=64:isNaN(r)&&(u=64),d=d+this._keyStr.charAt(i)+this._keyStr.charAt(a)+this._keyStr.charAt(c)+this._keyStr.charAt(u);return d},_utf8_encode:function(n){n=n.replace(/\r\n/g,"\n");for(var e="",t=0;t127&&o<2048? I have 2 jumbo MMSA accounts, both over $250,000. I believe they have that kind of promotion at least twice a year. Most NFCU accounts do have minimum deposit requirements. Convenience - 24/7 Access through Online, Mobile Text and Mobile App Banking (free service - check your cell plan for possible fees) Dividends . Whether you are the spouse of the deceased, the joint owner of the account, or the executor of the estate, you must first call 1-800-883-3323. Once this happens, you must be in Navy Federal's field of membership to reopen the . (To find out more about becoming a member, see our section on NFCU membership below). Locate the "Transfers" tab and follow the prompts to enter the required information in the correct boxes. At Navy Federal, if you have an active checking account, certificate, IRA or ESA, your savings account requires just a $5 share purchase (deposit) or a $50 minimum if you don't have one. Their interest rates are higher than a lot of places, so I usually tend to do loans, and things like that somewhere else. Navy Federal Credit Union started back in 1933 with a mere seven members. Another possible catch here is that certain accounts do have relatively high minimum deposit requirements. It has reasonable interest and allows for multiple transfers a month. !window.ActiveXObject&&new ActiveXObject("Microsoft.XMLHTTP"));if(navigator.sendBeacon)return n=null,void navigator.sendBeacon(e,i);if(window.XDomainRequest){var c=new XDomainRequest;c&&(c.onprogress=function(){},c.ontimeout=function(){n=null},c.onload=function(){n=null,t(c.responseText)},c.open("POST",e,r),c.contentType="application/x-www-form-urlencoded",c.send(i))}else{if(a){var u=a;u.onreadystatechange=(d=function(e){4==a.readyState&&(n=null,t(a.responseText))},s=this,function(){return d.apply(s,[s])}),u.open("POST",e,r),u.send(i)}var d,s}},o=function(n,e){var t=[];for(var r in n)if(n.hasOwnProperty(r)){var i=e?e+"["+r+"]":r,a=n[r];t.push("object"==typeof a?o(a,i):encodeURIComponent(i)+"="+encodeURIComponent(a))}return t.join("&")},r=function(n){for(var e="",t="ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789",o=0;o